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The thought of buying a house is an exciting prospect and an important stage of life, but getting on the property ladder isn’t a simple process and more often than not, you will need a mortgage to help you take those first steps.

How much can you borrow?

Everyone wants to know how much they can borrow, but, we simply cannot give a definitive answer because like most financial agreements, everyone’s situation is different and there is no typical approach. However, to give you a rough idea, lending rates are usually around 4x your salary, with the option to fluctuate either way depending on your credit history.

How much can you borrow?

Everyone wants to know how much they can borrow, but, we simply cannot give a definitive answer because like most financial agreements, everyone’s situation is different and there is no typical approach. However, to give you a rough idea, lending rates are usually around 4x your salary, with the option to fluctuate either way depending on your credit history.

How much can you borrow?

Everyone wants to know how much they can borrow, but, we simply cannot give a definitive answer because like most financial agreements, everyone’s situation is different and there is no typical approach. However, to give you a rough idea, lending rates are usually around 4x your salary, with the option to fluctuate either way depending on your credit history.